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We will collect some information from you when you use our website. Your use of the facilities and services available through the website will determine the amount and type of information which we collect about you. Typically, this information will not be personal information because it will not personaly identify you.

The only personal information which we collect about you when you use the website is what you tell us about yourself; for example, by completing an online form such as an application form or asking for a disclosure document for our products or by sending us an email.

When you visit the website, it may utilize a cookie, which may in turn be stored by your user agent (web browser). Cookies are pieces of information that identify your current session with the website. Most Web browsers are set to accept cookies, however, if you do not wish to receive any cookies you may set your Web browser to refuse cookies. Only Session-only cookies are utilized by this website, so you can safely clear any cookies whenever you have finished browsing the website.

General Disclaimer

The information on this websites is general in nature and does not take into account your personal circumstances, financial needs or objectives. Before acting on any information, you should consider the appropriateness of it and the relevant product having regard to your objectives, financial situation and needs. In particular, you should seek independent financial advice and read any relevant Product Disclosure Statement or other offer document prior to acquiring any financial product.

User Submissions

All users of this website are responsible for any content that they submit. In addition, all users maintain their original Copyright, if applicable, but are considered to have granted an unlimited, perpetual and irrevocable license to use any content of any submission for the purposes which it was submitted.

Any content containing information that the submitting user does not have any permission to disclose under these conditions, must not be submited.